A Tale of Forgotten Pennies and Lost Dollars
In software development, there’s a silent debt that accrues interest over time, often hidden beneath layers of code and decisions made in haste or ignorance. This debt is aptly termed technical debt. Much like the german proverb, “Wer den Pfennig nicht ehrt, ist den Taler nicht wert”, (or the english equivalent, “A penny saved is a penny earned”) technical debt reminds us that small oversights or compromises in the present can snowball into significant challenges down the road. This article critically examines the parallels between financial principles and technical debt, emphasizing the importance of addressing both direct and indirect debt while understanding its distinction from external risks such as hacking or abuse.